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Why You Should Consult With an Auto Accident Lawyer Florida's no-fault auto insurance law covers injuries as well as property damage unless the negligent driver is not insured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurer. Written and oral statements can be used against you if your case goes to trial. An experienced attorney for car accidents will know how to properly prepare and testify in a trial for maximum value. Damages There are two broad types of damages that a victim can receive following a car crash that are non-economic and economic. Economic damages are easily quantifiable losses. They include medical expenses, lost wages and vehicle repair costs. Non-economic damages are more difficult to quantify. These damages may include pain and suffering, emotional distress and loss of enjoyment living. An experienced lawyer in car accidents can assist victims receive the maximum amount of amount of compensation. They can also try to negotiate a fair settlement with the insurance company of the driver who was at the fault. They may even bring the case to trial in the event that the insurance company refuses to make a full payment. A good car accident lawyer should make sure that victims are accountable for all the potential losses and expenses. They can do this by collecting as much evidence as possible at the scene of the accident. For instance, they could take photographs of the scene of the accident, and gather information from witnesses. This will stop the insurance company from attempting to downgrade or deny your claim. A car accident lawyer will also help victims estimate their total expenses. This includes future and past medical treatment, as well as any expenses related to the home or hiring someone to perform cooking or household chores if the injury has made it impossible for the person injured to perform these tasks. Medical bills If you're involved in a car accident, medical expenses can accumulate quickly. Even if you have no-fault insurance or an award from an injury lawsuit, the bills won't disappear. You'll need help with paying them now, not later. There are two options to get your medical bills paid through your car insurance and your health insurance. The first is usually referred to as Med Pay in New York, and it will cover your medical expenses after an accident, regardless of the person who was responsible for the crash. The latter is typically provided by the state (Medicare) or an insurance plan that is private. Always consult the doctor after an accident, especially when you're experiencing a lack of energy or believe that your injuries aren't serious. A quick evaluation will ensure that your injuries, which may include internal injuries, are appropriately diagnosed and treated. Your visit can also result in a medical record that can be vital in the event of a lawsuit. If you have exhausted these two options, you can then turn to the driver at fault's liability insurance if it's sufficient to pay for any damage. However, you'll have to pay your own copays and deductibles. In the end, you'll receive reimbursement for your expenses related to the accident once an acceptable settlement is reached with the responsible party. This is the reason it's essential to keep track of all your bills and expenses out of your pocket. Lost wages A serious car accident may cause a loss of wages. If you're not able to work because of injuries from an accident, it can be extremely stressful to pay your daily financial obligations. You may need to borrow money from your family or use savings from your personal account until your case is settled. An experienced New York car accident attorney will review your case and determine if you have a valid claim for loss of earnings. In the case of a car crash, a judge will decide to award compensatory damages to reimburse you the money you could have earned even if you had not been injured. Pay, overtime, and benefits are all part of the phrase “economic damages.” This payment is intended to return you to the financial situation you were in prior to the accident. If you're unable to work because of your injuries, a judge calculates the amount you've lost by reading a letter from plaintiff's employer, which confirms their salary or hourly wage and how long they've been absent from work. Other documents that are relevant include paycheck stubs, bank statements, profit and loss reports, and tax returns. A lawyer who handles auto accidents can also pursue compensation for future earnings lost. This is a difficult aspect of your injuries, and is difficult to prove. Expert witnesses is required. Suffering and pain You could be left with unpaid medical bills, damages to your property, and even loss of income if you suffer an accident that is serious. You could also be suffering from psychological and emotional trauma. The suffering and pain you endure can be real and deserve to be paid. A lawyer can assist you to get the compensation you're due. A lawyer can also help deal with insurance companies. Since insurance adjusters have their own financial interests in mind they will often attempt to limit or deny your claim. A lawyer for car accidents will protect you from these tactics and negotiate an equitable settlement for your losses and injuries. Keep track of all the expenses and damage to property that you incurred as a result of the accident. This includes medical bills, estimates of repair and receipts for damaged items. Photograph your injuries and the accident scene. Also, you should avoid talking to anyone about the incident except for medical and police experts. A lawyer can help you identify the person responsible for the accident. New York is a “comparative fault” state, meaning that the amount of damages you will receive will be lowered by your percentage of the blame. In auto accident law firm miami beach , the liable party may be a city, corporation or state agency, or an organization that provides public transportation or sanitation company.